![]() With that in mind, your credit must be in good standing with Goldman Sachs. If you already have an Apple Card, there is no application and no approval process. Only if you're applying for an Apple Card. ![]() Do I have to be approved for Apple Card Monthly Installments? It's similar to buying an iPhone outright, except that you don't have to drop all that money upfront. Though you may pick a carrier when you first buy your iPhone on the Apple Card Monthly Installment plan, you're not required to stick with that same carrier for the two years you're paying off the iPhone. Can I switch carriers while still paying my Apple Card Monthly Installments?Ībsolutely. You can either buy your iPhone SIM-free or pick a carrier option when you purchase. You can! That's one of the things that makes this particular payment plan so interesting. If you return the iPhone, you'll lose that cashback reward. Of course, just like anything you purchase, that 3% is subject to any changes you make. When you purchase your iPhone (or any other Apple device) using Apple Card Monthly Installments, 3% of the total amount off your purchase is sent to your Daily Cash balance right away. I heard I can get the 3% cashback all upfront Just select the Apple Card Monthly Installments option when checking out through the Apple Store app or on the online store. Yes, you can also use Apple Card Monthly Installments to finance your next iPad, Apple Watch, or even Mac. You can pick any of these phones SIM-free or with AT&T, Sprint, T-Mobile, or Verizon as your carrier. Which iPhones are eligible for Apple Card Monthly Installments? You can switch to a different carrier at any time. You are also not locked into a specific carrier for two years. If you select Apple Card Monthly Installments as your payment method, you can buy a SIM-free iPhone, instead. When you apply for an iPhone Payments loan you are required to select a carrier, though you will still be getting an unlocked phone. If you buy the most expensive iPhone at, say, $60 per month, but only pay $30 a couple of those months, you won't get in trouble. With Apple Card Monthly Installments, you are promising to pay for the total cost of the iPhone by paying your credit card bill each month.
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